A pro of credit card is that you can barrow money from the bank and you could build a good credit. A pro of a secured credit card is that it also helps you to build your credit and its good for young people and people with bad credit.
Cons about a credit card is that if you don't use it wisely you can end up in debt/bankrupt and a con of secured credit card is that you don't get your deposit back until you close your account.
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